Most Americans Hit “Peak Income” More Than 15 Years Ago


After adjusting for inflation, the majority of Americans are worse off today than they were decades ago. The map shows that median household income actually peaked at least 15 years ago in 81% of U.S. counties. The most southern part of California and parts of New England both peaked around 25 years ago. Many states along the Rocky Mountains such as Wyoming and Montana had counties that peaked roughly 35 years ago.

When you look at the mortgage segment of the industry, a mortgage inspection paid 200-300% more 15 years ago than today. The photo requirements were much lower 15 years ago and mortgage inspectors were paid for photos. Today the mortgage segment is the home of 99% of the fraud in the industry. Mortgage inspectors earn a profit, after expenses, of about $1.50 for the average mortgage drive-by inspection. Today, the risk is HIGH of not being paid for work performed. Many of the mortgage order mills play a lot of games where they win and you lose. Mortgage inspectors are hiring other inspectors to do their work and then not paying them. Profits increase when criminal fraud is a large part of the magic formula for winning in the mortgage segment.

Avoid the mortgage segment and work for the higher quality firms that pay the higher fees.



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