I talked to a Chicago mortgage inspector this morning making $2.50 for a mortgage drive-by inspection. The drive time adds up very quickly … don’t kid yourself. After expenses, the profit is about a buck … one whole dollar. This inspector is just wearing out his car with all of the stop and go driving .. the worst kind of driving. The going average hourly rate for a car mechanic ranges from $80 to $100 an hour. The odds are against you having any success with low-fee mortgage inspections. You probably have a $1,000 car insurance deductible or maybe no coverage when you are at fault in wrecking your own car.