The greedy Mortgage Order Mills (MOMs) are on life support as mortgage delinquencies hit a 16-year low. The rate of 30-day delinquencies fell even lower in March, down below 2 percent—its lowest level since before the year 2000, according to Black Knight. The mortgage segment is the home of 99% of the fraud and games in the industry. Fraud is on the rise in 2016 as I hear more and more complaints about the MOMs. Mortgage field service inspectors need to pull the plug on many of the MOMs. Many are dying and not paying mortgage inspectors for work performed so they can pay the rent on empty offices. Recognize the problem and stop ignoring the slowdown if you want to survive. Don’t ride the Titanic to the sea bottom. Head for the life rafts NOW!