Bank of America’s (BAC) stock trend says a lot about what is happening in the mortgage segment. Bank America (BAC) stock is priced at the same price it was in 1990 … 25 years ago. Mortgage drive-by inspection fees are at record lows. The mortgage segment is on life support. The U.S. may be on the verge of a recession. The copy machines at the Mortgage Order Mills (MOMs) are loaded with pink paper. Check your supply of mechanic lien forms as mortgage fraud will break records in 2016 as there will be more greed breakouts as many MOM offices are vacant.