Kati signed up with a Mortgage Order Mill (MOM) for some $3 mortgage inspections. She paid $1,265 up front for the required insurance and background check. The only good news was the Nutella signup bonus. Come on … Kati … do you really think that you are going to make more than about $1.50 profit of each mortgage inspection as you wear out your car? CLICK HERE for some great Nutella recipes.