This Is So Confusing … What Is Happening In The Mortgage Segment?

Is Fannie-Mae, Freddie-Mac, HUD, VA, NAMFS, Foreclosurepedia or IAFST developing a GENERIC specification for the clear boarding of windows? Will it take months or years for a GENERIC specification to be approved by Fannie-Mae, Freddie-Mac, HUD, and VA? Will MCS and other Mortgage Order Mills develop their own specifications and installation requirements? Who is driving this train? It’s not the independent contractor.

The 3/16 th polycarbonate (PC) is very generic and the strong U-channel steel for bracing is very generic. All of the raw materials are available through many local sources. This is not rocket science … measure … purchase materials locally … cut … drill … bolt and hang. Where is this clear boarding going? Who is in charge? Will there be multiple specifications or one generic specification? Will each Mortgage Order Mill have its own specification and installation instructions … two such cases exist today. Will Fannie-Mae, Freddie-Mac, HUD, and VA each have its own clear boarding specification? This seems very confusing. Why not one specification using materials that are available locally? Property preservation specialists are very capable of cutting plywood and polycarbonate. Why make the process so hard?

In the old days, HUD developed the specification for bolt-boarding windows and doors. HUD specified the materials and installation procedure. Everyone followed HUD. Plywood, bolts and 2×4 studs were purchased locally at Home Depot or Lowes. Materials were purchased on the free market supporting the local economy. It was so easy. Grandma could bolt-board a window.

Why is this clear boarding become so confusing? Why is this so complicated? Why can’t polycarbonate, bolts and U-channel steel bracing be purchased at Home Depot and Lowes. This is not rocket science … measure … purchase materials locally … cut … drill … bolt and hang. Plywood is out and polycarbonate is in. Wood bracing is out and steel bracing is in. There are a few minor changes in the installation of polycarbonate. This is not hard! Why is it being made to be so hard? Maybe GREED!

What is NAMFS’s position? Is NAMFS supporting the Mortgage Order Mills or LABOR? It seems to me that LABOR will be the loser here … as usual. Where are the anti-trust lawyers?


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