Foreclosurepedia has been talking to HUD and HUD stated two things: First, they had never seen a chargeback issued dating back two years. Second, the chargeback in question was not authorized by HUD. In fact, here is what HUD had to say about the chargeback in question,

HUD’s Mortgagee Compliance Management (MCM) contractor can and does adjust payouts of current claims to recoup monies for HUD when pre-conveyance services were not performed.  However, this typically happens within the first month after title conveyance.  I’ve never seen any go back 2 years.

Mortgage inspectors are saying “NO” to chargebacks. Stand your ground!