Secretary Carson has been so unprepared when appearing before congressional committees. His staff has not prepared him for such appearances. He gets every bad advice. And, when someone provides real adequate advice, they get crushed. HUD looks the other way when it comes to fraud in the mortgage segment of the industry. How are those $3 mortgage inspections and chargebacks working for you? You all see the bid fraud. HUD master key codes have been compromised. Visit www.hudkeys.com.